How it Works

YOU CAN SAVE THOUSANDS OF DOLLARS.
WE SHOP FOR THE LOWEST MORTGAGE RATE FOR YOU.

EASY AS 1, 2, 3
1
Search Mortgage Programs

Fill out short application form secured with 256-bit technology.

2
Negotiate with Lenders

Receive loan offers. Review terms, compare rates.

3
Get Approved

Get your new home purchase or refinance loan approved.

Get your new home purchase or refinance loan approved. 

KEY TAKEAWAYS

  • Getting a mortgage with a lower interest rate is one of the best reasons to refinance.
  • When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments.
  • Switching to a fixed-rate mortgage—or to an adjustable-rate one—can make sense depending on the rates and how long you plan to remain in your current home.
  • Tapping equity or consolidating debt can be good reasons to refinance—or doing so can sometimes make the debt trap worse.
For example, a 30-year fixed-rate mortgage with an interest rate of 5.5% on a $100,000 home has a principal and interest payment of $568. That same loan at 4.1% reduces your payment to $483.
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