How it Works

YOU CAN SAVE THOUSANDS OF DOLLARS.
WE SHOP FOR THE LOWEST MORTGAGE RATE FOR YOU.

EASY AS 1, 2, 3
1
Search Mortgage Programs

Fill out short application form secured with 256-bit technology.

2
Negotiate with Lenders

Receive loan offers. Review terms, compare rates.

3
Get Approved

Get your new home purchase or refinance loan approved.

Get your new home purchase or refinance loan approved. 

KEY TAKEAWAYS

  • Getting a mortgage with a lower interest rate is one of the best reasons to refinance.
  • When interest rates drop, consider refinancing to shorten the term of your mortgage and pay significantly less in interest payments.
  • Switching to a fixed-rate mortgage—or to an adjustable-rate one—can make sense depending on the rates and how long you plan to remain in your current home.
  • Tapping equity or consolidating debt can be good reasons to refinance—or doing so can sometimes make the debt trap worse.
For example, a 30-year fixed-rate mortgage with an interest rate of 5.5% on a $100,000 home has a principal and interest payment of $568. That same loan at 4.1% reduces your payment to $483.
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Accessing this web site, I acknowledge that I have read and agree to abide by the Terms of Use and consent by electronic signature to be contacted by a live mortgage agent, artificial or prerecorded voice, and SMS text at my residential or cellular number (dialed manually or by autodialed) and by email. Calls may be recorded for quality assurance.

Our Partners

lowratemortgageterms.com is not a lender or mortgage broker in any transaction. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and brokers and will vary based upon your loan request and determined by the lenders or brokers to whom you are matched. Not all consumers will qualify for the advertised rates and terms. You may not be matched with the lender or broker, and we does not guarantee that any lender will make you a conditional loan offer. lowratemortgageterms.com arranges for multiple conditional loan offers through our network of nonaffiliated lenders and brokers. See the Terms of Use Agreement for more details. The Terms of Use Agreement governs these advertised Terms and Information.

Thank you for visiting our web site and we look forward to providing you with the best service possible.

All you need to do is fill out a simple form and we will use our software and a database of over 500+ lenders and brokers to locate the perfect professional to meet your exact needs and get you the lowest rate. This service is absolutely free and you are under no obligation to accept any of the quotes or services provided by participating lenders and agents.

lowratemortgageterms.com,
777 Warden Ave, Suite 204. Toronto ON